Ways to Avoid Identity Theft
Sadly it can be quite common for a deceased identity to be stolen, these steps could help reduce that chance.
Be careful of the information you put in the obituary and try to leave sensitive information out.
Be aware of possible scams from people posing to be funeral assistance, medicare, credit, life insurance, and tax fraud. To avoid this make sure the business is credible.
Obtain copies of the death certificate in order to legally record the death.
Alert all major credit reporting agencies. Notify any one of the three major credit bureaus (Experian, TransUnion, and Equifax) about your deceased family member. The reporting agency will place a “deceased” notice on the report, which works as a permanent freeze and prevents fraudsters from getting credit by posing as the deceased individual
Monitor Credit Card Reports Regularly
Identify any outstanding debt. If you're certain of the deceased debt then you can avoid scams claiming they owe money.
Notify Financial institutions, so they can monitor and flag any activity under the deceased identity
Alert the IRS, and submit a copy of the death certificate along with the decedent’s final returns. To obtain the decedent's income documents, submit an IRS Form 4506-T. Eligible survivors can also claim the decedent’s refunds with Form 1310.
Contact DMV, Social Security Administration, all insurance companies, and Veterans Administration (if applicable)